Deposit Products

Checking Accounts

Regular Checking Account*

Eligibility Requirements: None
Minimum amount to open account: $50.00  
With $500.00 minimum balance every day of the statement cycle

• No monthly minimum balance fee
• $0.15 per item fee if you write more than 30 checks

If the daily balance drops below $500.00 any day of the statement cycle:

• Monthly minimum balance fee of $5.00
• $0.15 per item fee if you write more than 30 checks

Student Checking Account*

Eligibility Requirements:  Students 25 years of age or younger
Minimum amount to open account:  $50.00
No minimum balance fee
No per item fees

Senior Checking Account*

Eligibility Requirements: 65 years of age or older
Minimum amount to open account:  $50.00
No minimum balance fee
No per item fees

NOW Checking Account*

Eligibility Requirements:  Individuals, Sole Proprietorships, Non-Profit Organizations, Public  Funds, Fiduciary Funds
Minimum amount to open account: $1,000.00
With $1,000.00 minimum balance every day of the statement cycle:

• No monthly minimum balance fee
• No per item fee if you write more than 30 checks

If the daily balance drops below $1,000.00 any day of the statement cycle:

• Monthly minimum balance fee of $10.00
• $0.15 per item fee if you write more than 30 checks

Your interest rate and annual percentage yield may change and are based on the Treasury Bill rate.

Rates »

*Other Fees

Overdraft Fee

• $10.00 per item; $30.00 maximum per day

Insufficient Funds Fee

• $10.00 per return item; $30.00 maximum per day

Dormant Account  Fee

• Per statement cycle: $3.00
• Dormant Account = balance < $25.00 and no activity for 1 year

Debit Card

• Replacement PIN: $5.00
• Replacement Card: $10.00
• Hot Card: $25.00

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